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That pension top-up letter may be real. Verification is the first step.
HMRC is contacting eligible low earners about pension top-up payments, often around £70 but varying by circumstances. The payment addresses a tax-relief difference between pension arrangements. Eligibility does not mean every unexpected message asking for bank details is genuine.
Observed Sep 7, 2026 · 6:52 PM UTC · Source-linked editorial watchlist; no measured search volume is claimed.
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Editorial overview
What happenedHMRC is contacting eligible low earners about pension top-up payments, often around £70 but varying by circumstances. The payment addresses a tax-relief difference between pension arrangements. Eligibility does not mean every unexpected message asking for bank details is genuine.
Why this is being coveredA payment for some low earners is being confused with a scam. Here is the distinction that matters.